Heller, Thomas Allan, Silvia Rigoldi, Jessica Burgos, in Mateusz Sasinowski. „Obligatory Insurance As a Form of Social Engineering: A Comparison Paper Between the United States, Italy, Aruba and Poland“. V Collected Papers of Thomas A. Heller, uredil Suzana Kraljić, 37–70. Univerzitetna založba Univerze v Mariboru, 2025. Pridobljeno februar 28, 2026. https://old.press.um.si/index.php/ump/catalog/book/977/chapter/734.